Bad Credit Loans


Can You Get a Personal Loan in Singapore with a Bad Credit Score?

While being in good credit standing is definitely a bonus when applying for any type of loan from traditional lending institutions such as banks in Singapore, it’s not the end of the world if you happen to have a less-than-stellar credit history. Bad credit loans from licensed moneylenders like us can be a financial solution for you.

What is a loan for bad credit?

Simply put, a bad credit loan is created for individuals who may have faced repeated loan rejections from banks and other conventional lending institutions due to their poor credit ratings. Bad credit loans are an alternative way for these individuals to get access to the financial help they need.

Why take out a bad-credit loan with us?

– Competitive interest rates with flexible repayment terms

Whether their credit score is good or bad, we believe every individual should be able to access financial help when they need it. This is where personal loans for people with bad credit scores come in. We are here to improve your cash flow, not to make it impossible for you to manage. Feel free to compare our interest rates with other moneylenders in Singapore – you will realize we are among the most competitive. Talk to us about your requirements – we have a range of flexible repayment terms and are able to tailor a repayment plan that works best for you.

– A licensed moneylender

Rest assured you are dealing with a licensed and legal moneylender who has your own interest at heart. Feel free to drop by our office and fill out a simple application form for your bad credit loan. We will give you a loan eligibility decision no more than a working day or two after the day you apply.

Eligibility, and how to apply for a bad-credit loan with us

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Applicant Requirements
General eligibility (applicable to all applicants) – Must be at least 21 years old
– Must be a citizen or permanent resident of Singapore
– Should be employed, or have a recurrent stream of income
Individuals receiving salary or/and commission Documents to prepare:
– Bank statements for the last 3 months
– Latest payslip
Self-employed Documents to prepare:
– Bank statements for the last 3 months
– Income Tax Notice of Assessment for the last 2 years
– Latest ACRA business profile
– Financial statements of the company for the last 6 months.

Please visit us to apply personally. For further enquiries, please call 6481 1788.