Payday Loans


It is the middle of the month. The car suddenly breaks down on your way to work. And you discover that floor tiles have mysteriously popped and cracked in several parts of the house. All that unexpected expense of calling in a mechanic and a floor contractor can put a dent in your budget – and it is still a few weeks away from payday. We can ease the financial tension with a payday loans.

What is a payday loans?

A payday loan in Singapore can be very useful, not to mention timely, in helping you take care of mid-month unexpected expenses that need to be settled right there and then. As these urgent financial obligations cannot wait till the month’s end when your salary comes in, a payday loan can be the financial relief you need for managing small expenses that appear out of the blue.

Why choose a payday loans with us?

– Fast approval

We understand that that you may need a cash boost urgently. Applying for a payday loan with us could not be simpler. All you need to do is fill out our application form at our office, and we will get back to you with a loan eligibility decision within one to two working days from the day of application.

– Fast and convenient access to your loan money

Loans can be disbursed immediately in the form of cash upon loan approval – with no waiting for cheques to be cleared, and no waiting for funds to be transferred into your bank account.

Eligibility, and how to apply for a payday loan with us

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General eligibility (applicable to all applicants)– Must be at least 21 years old
– Must be a citizen or permanent resident of Singapore
– Should be employed, or have a recurrent stream of income
Individuals receiving salary or/and commissionDocuments to prepare:
– Bank statements for the last 3 months
– Latest payslip
Self-employedDocuments to prepare:
– Bank statements for the last 3 months
– Income Tax Notice of Assessment for the last 2 years
– Latest ACRA business profile
– Financial statements of the company for the last 6 months.

Please visit us to apply personally. For more enquiries, please call 6481 1788.


Q1 | What is the minimum and maximum period for repayment?

Our minimum period (More than 60 days) and the maximum period for repayment is 12 months.

Q2 | What is the maximum annual percentage rate (APR)?

Under MONEYLENDERS RULES 2009, the maximum interest rate moneylenders can charge is 4% per month.

The computation of interest charged on the loan must be based on the amount of principal remaining after deducting from the original principal the total payments made by or on behalf of the borrower which are appropriated to the principal.

[To illustrate, if X takes a loan of $1,000, and X has repaid $400, only the remaining $600 can be taken into account for the computation of interest.]