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Pawn Gold, Jewellery & Luxury Watches in Singapore

Professional valuation, secure safekeeping and flexible redemption at ValueMax outlets.

WHY CHOOSE US?
Immediate Cash Relief
Immediate Cash
Relief
Flexible 6-Month Renewal
Flexible 6-Month
Renewal
Island-Wide Accessibility
Island-Wide
Accessibility
Expert and Fair Valuation
Expert & Fair
Valuation
Monitored and Secure Vaults
Monitored &
Secure Vaults
ValueMax Process

How It Works

Pawn your valuables in four simple steps.

01
Snap and Apply

Pawning Made Simple

Simply bring your NRIC and the valuable item(s) you wish to pawn to any ValueMax outlet near you. Our process is simple, fast, and hassle-free.

02
Free Estimate Quote

Best-Value Appraisal

Our experienced valuers will carefully assess your valuables and offer a competitive loan amount, helping you get the best possible value.

03
Visit Us

Receive Cash Instantly

Once you accept the offer, you can receive cash on the spot — quick, convenient, and straightforward.

04
Accept Final Offer

Flexible Renewal or Redemption

You stay in control of your pledge. Renew or redeem your valuables anytime within the 6-month pledge period by paying the required amount.

Pawn with Us

Items We Accept

ValueMax accepts a wide range of valuable items for professional assessment. Final acceptance and offer value are subject to in-store verification.

Gold jewellery accepted for pawning at ValueMax
Gold

Gold Jewellery

Gold chains, rings, bracelets, bangles, pendants and other gold jewellery items.

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Luxury watches accepted for pawning at ValueMax
Watches

Luxury Watches

Selected luxury watches and branded timepieces from recognised watch brands.

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Precious metals accepted for pawning at ValueMax
Metals

Precious Metals

Gold bars, gold coins and selected precious metal items, subject to verification.

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Diamond jewellery and gems accepted for pawning at ValueMax
Diamonds

Diamonds & Gems

Diamond jewellery and selected gemstone pieces are assessed based on quality and condition.

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Safekeeping

Secure Storage with a Premium Experience

Secure storage for valuables Secure Storage

Protected with Confidence

Keep your valuables safely stored in our high-security vaults with trusted professional handling.

Peace of mind with trusted service Peace of Mind

Trusted Care for Every Item

Enjoy greater reassurance with secure procedures and dependable service from a trusted pawnbroking brand.

Easy access and convenient service Easy Access

Convenience That Fits Your Needs

Access convenient redemption and renewal options through our branches and supported online services.

ValueMax professional safekeeping service Trusted Service

A Professional Experience

Experience a refined and customer-focused service journey designed with security and confidence in mind.

Pawnbroking Online Eservice

Your Questions Answered

What type of items do you accept?

We accept a range of valuable items, including precious metals such as gold, diamond jewellery, luxury timepieces and branded bags. Final acceptance is subject to an in-store assessment.

How do I pawn my valuable items?

Bring your valuable items and valid identification to any ValueMax outlet for a professional, no-obligation valuation. If you accept the offer, our team will explain the applicable terms and complete the transaction with you.

How long is the pawn loan period?

The minimum loan period is 1 month and the maximum is 6 months. You may renew the loan or redeem your pledged items within the applicable redemption period by paying the required amount.

What is the maximum interest rate?

Pawnbrokers may charge interest of up to 1.5% per month or part thereof on the principal loan amount. This is equivalent to a maximum annual percentage interest rate of 18%. Additional monthly interest may apply if the redemption period has lapsed.

How is pawn loan interest calculated?

Here is a representative illustration based on an interest rate of 1.5% per month:

Loan amount SGD 1,000
Pawn duration 6 months
Total interest SGD 90
Total repayment SGD 1,090

Calculation: SGD 1,000 × 1.5% × 6 months = SGD 90

This illustration uses the maximum monthly interest rate and does not include any promotional rate. Actual amounts may vary depending on the applicable terms and redemption date.

What is the difference between pawning and selling?

Pawning uses your valuable item as collateral for a short-term loan. You can redeem your item after paying the loan and applicable interest. Selling permanently transfers ownership of the item in exchange for a one-time cash payment.