How is your mortgage loan different from those offered by the banks?

Alternative financiers like us are able to approve and fund a loan much more quickly than a bank and do not require as much documentation. Approval and funding from us can be completed within a week or two.  A loan from a bank will take at least 30 to 45 days.

We are primarily concerned with the value of the real estate that will serve as collateral for the loan and the loan to value (“LTV”) ratio, while the banks focus on the borrower’s credit rating and income.